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Frequently Asked Questions

Quick answers to common questions

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How can I get a quote and check if I qualify for financial assistance?

The fastest way to get a quote is by using our free online tool, which can also check your eligibility for government subsidies. For personalized assistance, our licensed agents are always ready to help you over the phone.

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I'm approaching age 65. What do I need to know about enrolling in Medicare?

Your Initial Enrollment Period typically begins three months before your 65th birthday. We specialize in helping you understand your options to ensure you get the right coverage without any penalties.

What is Final Expense insurance and who is it designed for?

Final Expense is a type of whole life insurance designed to cover end-of-life costs like funeral expenses and remaining medical bills. It's typically for seniors aged 50-85 and often features guaranteed approval with a fixed monthly premium.

What is the main difference between Medicare and an ACA Marketplace plan?

Medicare is a federal program primarily for individuals aged 65 or older and those with certain disabilities. ACA Marketplace plans are designed for individuals and families of any age who need to purchase their own health insurance coverage.

Once I have a policy, how do I get help with filing a claim or managing my plan?

Our live customer service team is ready to assist you with filing claims and understanding your benefits. You can also manage your policy 24/7 through our secure online portal.

Do you offer temporary health insurance if I'm between jobs?

Yes, we provide Short-Term Medical Plans designed to act as a safety net during a temporary gap in coverage.